What Is a 4-Point Home Inspection?
Insurance companies in Florida often require a 4-point home inspection, especially for older homes (25 years and older), in order to qualify for homeowners insurance. The need for this inspection will be based on your home, where you live, and the insurance company.
How Long Does a 4-Point Inspection Take?
A 4-point home inspection is much less comprehensive than the standard home inspection that you would get before purchasing a home. The inspection typically takes between 30 minutes to one hour. After the inspection, we will provide you with a short report that you can submit to your insurance company.
The 4 point inspection is the bare minimum that a potential home buyer should get if they opt to not get a complete home inspection. The results of the 4 point home inspection could determine the final decision of whether or not to purchase the home.
A full home inspection can detect issues that are not seen on a simple walk-through or visit to a property. Aspects of the property to be examined are: structural framing, electrical, plumbing, heating/air conditioning, roof, foundation, and more. It is essential to know the needed repairs or damage before buying a home, so that the new homeowner does not move into a home that will require thousands of dollars of repair.
After our home inspection, a report will be sent to the client within 24 hours that will detail the repairs, damage, and working order of the property. With the knowledge and full awareness of the status of the property, potential buyers and sellers can negotiate a reasonable price, repair expenses, and decide whether or not the purchase will be a good investment.
Suarez Home Inspection provides pre-purchase home inspections in South Florida (Miami, Fort-Lauderdale, Weston, Pembroke Pines, Miramar, Hialeah, Plantation) and Maryland (Baltimore area). Not sure if that's you? Give us a call (305) 290-1513